Data Scientist, Fraud Risk Detection

Overview

Experian's Fraud Analytics & Commercialization operates across four main functions. These include client engagement analytics, scalable and custom analytics for financial institutions, fraud analytics consulting, and solution integrity and enablement for production-ready platforms.

You will help investigate new fraud patterns, build features, and train and evaluate machine learning models. You will work with senior data scientists and engineers throughout the model development lifecycle, from problem definition and data assembly through feature engineering, experimentation, and deployment.

Your work will contribute to the techniques, analytical tools, and capabilities Experian's fraud analytics team has spent years refining. This is an individual contributor position and you will report into the Sr. Manager of Fraud Analytics

What you'll do

• Explore large datasets, with guidance from senior team members, to identify fraud patterns, attack methods, and behavioral signals.
• Work with senior data scientists to translate fraud questions into testable hypotheses and analytical approaches.
• Help build machine learning models for fraud detection across account opening, account takeover, and identity risk.
• Evaluate models using both technical and business metrics, such as precision, recall, fraud capture rate, false-positive rate, and customer friction.
• Develop and validate features using identity, transactional, behavioral, and other available data sources.
• Write clean, well-tested code, and work with engineering to bring models and features into production.
• Partner with the score monitoring team to help set up model and feature monitoring, and support research on related client questions.
• Help prepare analyses and communicate findings to both technical and nontechnical audiences.
• Apply Experian's standards for data privacy, model documentation, explainability, validation, and governance.

Department: Analytics
Function: Analyst
Experience Level: Entry Level