business development & partnerships – commercial lead
Job Description
VA Tech (a CRED company, formerly Happay) is CRED's B2B payments infrastructure business.
Role Purpose:
Own and scale VA Tech's commercial engine – pipeline, enterprise sales, and partnerships — across banks, fintechs, and enterprise ecosystem partners, converting VA Tech's platform capability into predictable, compounding revenue.
What will you do?
business development
• own pipeline generation across banks, fintechs, and enterprise ecosystem partners.
• build and qualify a diversified pipeline aligned to VA Tech's priority segments.
• convert market opportunity into signed, revenue-generating partnerships.
enterprise sales
• lead complex, multi-stakeholder enterprise sales cycles end-to-end.
• own commercial proposals, structuring, and negotiation within an agreed mandate.
• drive forecasting accuracy and pipeline governance.
strategic partnerships
• build and institutionalize partnerships across banks, fintechs, payment networks, ERP platforms, and technology partners.
• structure partnership models that convert into durable, multi-year commercial relationships.
• own partnership health and expansion for the full portfolio outside top-tier strategic accounts.
commercial excellence
• institutionalize commercial playbooks, pricing frameworks, and deal-desk discipline.
• build repeatable processes for proposal generation, negotiation, and closure.
• drive consistency in commercial terms across the partner portfolio.
go-to-market
• execute VA Tech's go-to-market strategy across defined segments and geographies.
• translate platform capability into segment-specific commercial narratives.
• partner with Marketing and Product to sharpen market positioning.
market intelligence
• track competitive movement, pricing, and partnership models across the payments infrastructure landscape.
• convert field intelligence into structured input for Product and the Business Head.
• Identify early signals of opportunity or risk in the banking and payments ecosystem.
cross-functional leadership
• influence Product, Technology, Operations, Finance, Compliance, and Legal to unblock commercial outcomes.
• represent commercial priorities in cross-functional planning without owning those functions.
• build working relationships that move deals through internal approval cycles quickly.
sales governance
• own pipeline reviews, forecasting cadence, and deal-stage discipline.
• build a single source of truth for commercial performance.
• flag risk early — no surprises in forecast-to-close conversion.
commercial operations
• own commercial reporting, contract lifecycle coordination, and deal documentation discipline.
• build the operating rhythm — reviews, reporting, escalation paths — that lets the function scale.
• coordinate with Finance and Legal on commercial terms and contract structuring.
team development
• build and lead a commercial pod as volume justifies headcount.
• institutionalize onboarding, coaching, and performance management for the team.
• build a bench for future scale — this function should not be a single point of failure.
You should apply if you:
• have 7-12yrs of experience in Business Development, Enterprise Sales, or Strategic Partnerships within payments, fintech, or banking infrastructure.
• demonstrated ownership of a commercial pipeline — origination through closure — not just relationship management.
• proven track record structuring and closing partnerships with banks, NBFCs, or payment networks.
• strong command of commercial and contractual structuring — pricing, terms, negotiation.
• executive presence — credible in front of CXOs at banks and large enterprises.
Requirements
Department: VA Tech
Team: business