Senior Manager, Employer Subsidized and New Growth Platforms

Hi, we're Oscar. We're hiring a Senior Manager, Insurance Product, Employer Subsidized and New Growth Platforms to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Manager, Insurance Product, Employer Subsidized and New Growth Platforms, leads the development and advancement of insurance lifestyle product concepts. These concepts include lifestyle-based offerings and employer-subsidized or hybrid market solutions, and health solutions.

You will operate as a hands-on innovation leader, responsible for translating corporate strategy into scalable product concepts, leading pilot development, and driving execution from brainstorming through launch. The Senior Manager also plays a critical role in shaping the product roadmap, expanding into new market opportunities, while guiding matrixed reporting junior team members.

You will report into the Vice President, Insurance Product Innovation and Development.

Work Location: This is a remote / work-from-home role. You must reside in one of the following states. These states are: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $149,040- $195,615 per year. The base pay for this role in all other locations is: $134,136- $176,054 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.

Responsibilities:

• Product Innovation & Concept Development

• Lead development of new insurance product concepts and health solutions (e.g., industry-targeted solutions, employer-subsidized offerings, ICHRA products)

• Translate enterprise and product strategy into early-stage designs, value propositions, and business cases

• Identify opportunities based on member needs, health disparities, employer demand, and market trends

• Promote concept refinement toward scalable, market-ready solutions

• Incorporate employer-subsidized and hybrid market opportunities into the innovation pipeline and strategic roadmap

Lifestyle & Employer-Subsidized Solutions

• Analyze development of employer-subsidized insurance solutions, including ICHRA aligned and hybrid ACA/employer models

• Identify opportunities to expand into employer-adjacent markets through partnerships with employers, brokers, and third-party platforms

• Design flexible product constructs that allow employer contributions while maintaining QHP compliance and scalability

• Evaluate go-to-market strategies for employer targeted offerings, including partnership with ICHRA growth office to support distribution, positioning, and value proposition development

Market & Opportunity Analysis

• Interpret market, competitive, and member analysis to inform innovation priorities

• Support opportunity sizing and business case inputs for new concepts

• Define clear right to win and difference strategies at market and segment levels

• Analyze employer market dynamics, broker influence, and distribution channel shifts to inform product design and expansion strategies

Team Coordination

• Partner with product design, clinical, network, actuarial, corporate strategy, and growth teams

• Coordinate inputs and timelines to move concepts from brainstorming to pilot and launch

• Partner with Sales, Broker Strategy, Market Leadership and Growth teams to agree on employer-facing solution design and market specific growth strategies

• Support documentation and partner agreement efforts

Pilot Execution & Learning

• Support execution of pilots and early-stage programs

• Track performance, gather insights, and summarize insights

• Recommend whether to refine, pivot, or discontinue important product concepts

• Lead different teams to develop requirements and support implementation.

• Compliance with all applicable laws and regulations

• Other responsibilities as assigned

Requirements:

• Bachelor's Degree

• 6+ years of experience in healthcare, health insurance, product management (ACA or Small Group), or corporate strategy

• Experience supporting product development, consumer journey mapping, improvement plans, or pilot programs

• Willingness to travel up to 25% of the time.

Bonus points:

• Experience with health insurance product development, population health, or member engagement solutions

• Familiarity with multicultural or underserved population strategies

• Exposure to condition-based or clinically oriented product models

• Experience in early-stage product development or experimentation

This is an authentic Oscar Health job opportunity.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

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Department: Insurance Operations